Having The Right Insurance Matters
Protect yourself by working with a company that has all the proper insurance for all potential outcomes.
commerical general liability insurance
This insurance protects 12 Oaks and our clients against any damage to a third-party owing to negligence. This includes general bodily injury or property damage. 12 Oaks carries Commercial General Liability coverage of $1,000,000 per occurrence, $2,000,000 general aggregate.
automobile liability insurance
Often referred to as “Garage-Keepers Legal Liability Insurance,” this insurance protects 12 Oaks and the guest against damage to vehicles left in our “care, custody, or control.” Effectively, it helps to fill one of the obvious gaps left by the commercial general liability insurance policy. 12 Oaks carries $1,000,000 of Automobile coverage.
umbrella insurance
An umbrella policy provides excess coverage for General Liability. 12 Oaks carries $5,000,000 of Umbrella coverage.
worker’s Compensation Insurance
Worker’s Compensation Insurance provides medical and disability coverage for employees who sustain job-related injuries. 12 Oaks carries Worker’s Compensation of $1,000,000.